Commercial Trucks Atlanta, Georgia including Refrigerated, Insulated and Delivery Vehicles
Commercial Vehicle Financing
We understand this as well as you do, and we know that when financing your vehicles you want to work with the best.
Working with Emerald Commercial Leasing will leave you feeling secure that you are working someone who is there to help make the best financial decisions for your business.
We employ knowledgeable, customer service oriented professionals to assist in arranging your financing requests.
Emerald Commercial Leasing offers a variety of leasing or finance programs tailored to meet whatever needs your business may have.
New & Used Truck Leasing
Emerald Commercial Leasing offers a variety of truck and commercial vehicle lease plans. Most of our truck leasing programs are "lease to own," allowing you purchase the truck for $1, OR to purchase the truck for its fair market value at lease end. Note: We do not offer short-term (less than 12 months), or month-to-month truck leases/rentals, or programs for over-the-road, owner-operators.
Key Program Benefit
Emerald Commercial Leasing provides lease to own financing for just about
any truck or commercial vehicle that meets your business' needs:
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Box, Cargo Trucks
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Trailers
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Delivery Trucks
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Tractors & Power Units
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Step Vans
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Trailers
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Propane Trucks
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Fuel Oil Delivery Trucks
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Passenger Vans
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Bucket Trucks
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Cargo Vans
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Tow Trucks / Wreckers
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Cube Vans
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Flatbeds
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Municipal Transit Buses
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Aerial Platforms
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Digger
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Derrick
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Limousines
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Pick-Ups
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Automobiles (commercial use only)
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Construction
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Dump Trucks
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Car Carriers
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Refrigerated / Reefer
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Buses & School Buses
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Mini-Vans
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Para Transit
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Day Care Buses
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Handicapped ADA Vans
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Sewer
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Vacuum
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Cranes
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Fire & Rescue
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Concrete Pumps
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Water
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GMC, Isuzu, Mitsubishi, Volvo, Peterbilt, Kenworth,
Freightliner, Mack
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UD, Hino, Chevrolet, Ford
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Traditional Truck & Commercial Lease Options
We offer two basic types of leases:
Finance Lease ($1 Buyout) The "No-Restrictions Truck Lease"
with the following benefits:
- UNLIMITED MILEAGE!
- No end-of-lease "wear & tear" or conditions, clauses or restrictions.
- NO RESIDUALS (Nominal purchase option - $1)
- New or Used Vehicles - No Problem!
- Install any equipment, paint, decal and/or modify vehicle as necessary.
- ONE PAGE APPLICATION to $75,000. (Or lease any amount under our Commercial Truck Lease guidelines) (Terms to 72 months. Age + term = < 7 yrs. total on light trucks, < 10 years on heavy trucks & trailers. Some exceptions)
The TRAC Lease - A Special Case
The TRAC (Terminal Rental Adjustment Clause) lease is a special type of truck lease specifically for rolling stock and commercial vehicles. A TRAC lease permits an adjustment in the rental (lease) rate, to be calculated upfront, based on the amount expected to be realized by the lessor upon sale of the leased vehicle (i.e. - through a higher residual), which in turn allows for:
- The LOWEST monthly truck lease payments.
- 100% Tax deductibility (consult your tax professional)
- Highest Truck Residuals - Up to 30% on new vehicles
A TRAC lease allows for:
- Pre-determined end-of-lease truck valuations.
- Lower payments than equivalent conventional truck leases or loans.
- 100% truck financing
- Minimizes AMT (Alternative Minimum Tax) ramifications as the lessor
retains all depreciation, while passing on the lowest possible lease payments
to the lessee.
This type of truck lease is a unique in that the risk and reward of ownership is transferred to the lessee via the "terminal rental adjustment clause" at lease inception. This lease is generally treated as a 100% tax-deductible operating expense, not a capital acquisition. When the truck is returned, the lessee will be entitle to any sale value realized in excess of the projected residual value of the truck and similarly responsible for any shortfall below the projected residual value of the truck.
Emerald Commercial Leasing